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Product Liability

Protects your company if it is sued because your product causes injury or damages

Why does your business need Product Liability Insurance?

Your customers could be harmed by how your product is made, designed or marketed or customer misuse of the product. This coverage also protects you if your product causes damage to someone else's property. Product Liability Insurance would protect your business from claims in these circumstances.

Let’s break down the basics of what Product Liability Insurance covers.

Primary coverage:

Product Liability Insurance

This coverage protects your business if you are sued by someone who claims that they were injured by a product your business is selling.

  1. Product Liability can help pay for:
    • Legal fees
    • Payments to Injured Parties
    • Business disruption costs

Product Recall Coverage

This is an additional coverage which we recommend that covers the costs of recalling products (either voluntarily or involuntarily).

  1. Product Recall can help pay for:
    • Collecting and disposing of defective products
    • Associated public relations costs

Protecting you in the event...

Customer Injury

The product you manufacture causes your customer to have an allergic reaction. Your policy will cover the medical bills, lawyer fees and settlements.

Product Malfunction

Your product has a battery which malfunctions and causes a fire in store. Your policy will cover the damages, lawyer fees and settlements.

You have questions,
we have answers.

How much will it cost?

Our Product Liability policies start at as little as $45/month.

How quickly can I get covered?

Depending on your business, we can provide some Product Liability policies instantly but sometimes this process can take 2-3 days for us to find you the best solution.

When should I get Product Liability Insurance?

As soon as your product gets into the hands of your first customer, your business is held liable for the product you are selling.

As such we recommend putting this coverage in place proactively before your first transaction.

How do I submit a claim?

We have customer support with licensed brokers who are ready to assist. Please email us at [email protected] to submit your claim.


How else can we support your business?

Immediate Coverage:

We provide quotes in as little as 30 seconds and coverage in minutes—a new standard for the industry.

Coworking Insurance Icon

Easily satisfies your coworking spaces insurance requirements, and helps protect you if a guest gets injured or something gets damaged at your office.

Inventory Insurance

Allows your e-commerce company to easily insure your inventory in warehouses and fulfillment centers.


Additional Coverage:

We’ll work with you to provide the tailored policies your business needs to stay safe.

Cyber Liability Icon

Protects your company against data breaches and other disruptions to your online operations.

Professional Liability Icon

Protects your company if it is sued because of errors or omissions in your services.

Directors Icon

Protects your company and executives if sued or fined due to the actions or decisions of your company.

Protect your assets,
with the quickest and easiest biz insurance in the game.
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