Why does your business need Coworking Insurance?
First and foremost, because most coworking spaces require businesses to have General Liability and Business Property Insurance. StartSure’s Coworking Policy is designed to simply satisfy this requirement quicker, easier, and faster than any other solution.
Let’s break down the basics of what StartSure’s Coworking Insurance covers.
General Liability Coverage
General Liability protects your business from small accidents and other mishaps at your office.
StartSure provides $1,000,000 per occurrence, and $2,000,000 in aggregate to cover multiple incidents in any given 12 months.
- General Liability provides 2 primary types of protection:
- Third Party Bodily Injury protects your business if a client or guest gets injured while visiting your office.
- Third Party Property Damage protects your business if you or one of your employees damage someone else’s property in your office building (or the building itself).
Business Property Coverage
Property Insurance covers the things you need to run your business, including your computers, inventory, furniture, and other personal belongings.
If something happens to your space, such as a fire or theft, business personal property insurance helps you replace what has been damaged up to the limit stated in your policy.
StartSure provides $2,000 of this coverage per employee noted on the application, and higher limits are available upon request
Note that the number of employees is determined in the application process and this coverage is subject to a $500 deductible.
Protecting you in the event...
Third Party Injury
You finish up a meeting at your office and your client trips on your laptop cord and takes a hard fall– they need medical attention. General Liability Coverage will help cover that.
You step away from your desk to make a phone call. Upon returning to your desk your laptop is gone! Business Property Coverage Insurance will help cover the cost to replace your laptop.
You have questions,
we have answers.
What is an Coworking Insurance?
Office leases (including most co-working spaces) require businesses to have General Liability and Business Property Insurance.
StartSure’s Coworking Insurance is designed to simply satisfy this requirement quicker, easier, and faster than any other solution.
This coverage is important even if you run your business from a home office because most homeowner’s and renter’s policies specifically exclude coverage for business- related activity.
How much will it cost?
StartSure’s Coworking Insurance starts at just $25/month! Things like your number of employees and annual revenue will impact your policies monthly premium.
How quickly can I get covered?
You can have your quote completed and policy processed within seconds!
Can I use this for my coworking space?
Yes! That is exactly what this policy is for – Office leases (including most coworking spaces) require businesses to have General Liability and Business Property Insurance.
How do I know if I qualify?
Most businesses do qualify for StartSure’s Instant Coworking Insurance! To check, answer a few simple questions about your business and we’ll give you an instant quote. If your business does not qualify, or needs a bit of special attention, one of our licensed agents will reach out to discuss how we can protect your business!
How do I provide proof of insurance to my landlord?
Once your policy is processed we will provide you with a Certificate of Insurance (COI) to share with your landlord/co working space to show proof of your coverage.
How else can we support your business?
We provide quotes in as little as 30 seconds and coverage in minutes—a new standard for the industry.
We’ll work with you to provide the tailored policies your business needs to stay safe.
Protects your company if it is sued because your product causes injury or damages.
Protects your company against data breaches and other disruptions to your online operations.
Protects your company if it is sued because of errors or omissions in your services.
DIRECTORS & OFFICERS
Protects your company and executives if sued or fined due to the actions or decisions of your company.